2018 was the year I took my money goals seriously – they shifted a bit but it in they end I made huge financial strides.
It was the first full year of tracking my expenses – something I started in mid-2017 – so it’ll provide major insights for every year moving forward.
This year I spent $16,361.93, funded my emergency fund with $10,000, and paid $11,017.18 towards my student loans.
Below is a breakdown of how much I spent for every category.
Continue reading “Year in Review: 2018 Expenses”
We snagged cheap tickets for Iceland back in April. October is considered low season so it wasn’t a surprise that ticket costs weren’t high. Traveling during this time gave us a greater opportunity to see the Northern Lights, but made me seriously paranoid about hitting bad weather. Continue reading “Trip Summary: Iceland”
In May 2017 it hit me that I had spent the last year and a half in a full-time salaried position, plus 9 years before that working for money. Yet, I had no idea what my income had brought me. I wasn’t saving for retirement, I didn’t have a freedom fund, and I still had student loans! Where was all the money I had ever made? Was I spending based on my values?
This prompted me to start tracking every single purchase. I wanted to know exactly where my money was going. I wanted to start building wealth, but in order to start, I needed to understand my spending trends.
The #MonthlyExpenses segment is an effort to keep myself accountable for my purchases and on track for my savings and debt payoff goals. Continue reading “In the Name of Professional Development – July Expenses”