The Story of Shaky: My 1992 Honda Civic

 

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happy girl in her beloved hooptie

Car ownership can be a major expense for a lot of people, especially if they decide to lease or buy a new car and are left with car payments. I wanted to look back at my first and only car to see how much it cost me to have her for the short time that I did. Less than a year.

I named her Shaky because she would randomly shake when I was driving. Super safe. She was an old, but very well taken care of, Honda Civic that I brought my senior year of college for $2,600 using my refund check. I hadn’t yet discovered the financial independence movement, clearly.  Continue reading “The Story of Shaky: My 1992 Honda Civic”

Organizing Your Finances to Finish 2019 on a High Note

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With Labor Day behind us, a new school year and season ahead, there is no better time than now to organize your financial life. Resolutions and goals should not be reserved simply for the New Year; we can and should take inventory of how we are doing financially at any point in the year. Personally, September has always felt like a new beginning, a second start – maybe it’s the freshly printed planners or the forever student in me. Whatever the case, you too can use September as a time to reflect on the last nine months and plan ahead into the New Year. 

Regardless of whether or not you made financial goals in the beginning of 2019, these tips below will help you stay on track or evaluate where you want to be for 2020. Continue reading “Organizing Your Finances to Finish 2019 on a High Note”

Merry Chrismukkah – Holiday Expenses

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The holidays can be a stressful time of year. From buying gifts at crowded malls with angry parking lot drivers to visiting extended family / your significant other’s family. From sweating in the kitchen preparing your signature dessert to feeling the pressure to give good gifts because you have a well-paying full-time job.

Continue reading “Merry Chrismukkah – Holiday Expenses”

The True Cost of Living in My Parents’ Basement

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love me some colorful doors

“You’re being so smart. Don’t move out until you have enough for a mortgage!”

“You’re so lucky to have parents’ that live so close.”

“Oh my, I’d have all debts paid off I lived with my parents!”

Well, most of the time I strongly agree with these statements. I mean, let’s be real, moving back in with your parents isn’t so bad when they live in the suburbs of a major metropolitan city, there’s public transportation only a few steps away, and they love and accept you.

But now that summer is officially over and traffic is back to miserable, my commute is getting the best of me. My patience is running out and I have never been more ready to GTFO. Time is money, so why am I okay justifying a two-hour commute for my savings?

Continue reading “The True Cost of Living in My Parents’ Basement”