With Labor Day behind us, a new school year and season ahead, there is no better time than now to organize your financial life. Resolutions and goals should not be reserved simply for the New Year; we can and should take inventory of how we are doing financially at any point in the year. Personally, September has always felt like a new beginning, a second start – maybe it’s the freshly printed planners or the forever student in me. Whatever the case, you too can use September as a time to reflect on the last nine months and plan ahead into the New Year.
Regardless of whether or not you made financial goals in the beginning of 2019, these tips below will help you stay on track or evaluate where you want to be for 2020. Continue reading “Organizing Your Finances to Finish 2019 on a High Note”
The holidays can be a stressful time of year. From buying gifts at crowded malls with angry parking lot drivers to visiting extended family / your significant other’s family. From sweating in the kitchen preparing your signature dessert to feeling the pressure to give good gifts because you have a well-paying full-time job.
Continue reading “Merry Chrismukkah – Holiday Expenses”
In May 2017 it hit me that I had spent the last year and a half in a full-time salaried position, plus 9 years before that working for money. Yet, I had no idea what my income had brought me. I wasn’t saving for retirement, I didn’t have a freedom fund, and I still had student loans! Where was all the money I had ever made? Was I spending based on my values?
This prompted me to start tracking every single purchase. I wanted to know exactly where my money was going. I wanted to start building wealth, but in order to start, I needed to understand my spending trends.
The #MonthlyExpenses segment is an effort to keep myself accountable for my purchases and on track for my savings and debt payoff goals. Continue reading “Work Trip + #NoSpendWeek – November Expenses”