2018 was the year I took my money goals seriously – they shifted a bit but it in they end I made huge financial strides.
It was the first full year of tracking my expenses – something I started in mid-2017 – so it’ll provide major insights for every year moving forward.
This year I spent $16,361.93, funded my emergency fund with $10,000, and paid $11,017.18 towards my student loans.
Below is a breakdown of how much I spent for every category.
Continue reading “Year in Review: 2018 Expenses”
The holidays can be a stressful time of year. From buying gifts at crowded malls with angry parking lot drivers to visiting extended family / your significant other’s family. From sweating in the kitchen preparing your signature dessert to feeling the pressure to give good gifts because you have a well-paying full-time job.
Continue reading “Merry Chrismukkah – Holiday Expenses”
In May 2017 it hit me that I had spent the last year and a half in a full-time salaried position, plus 9 years before that working for money. Yet, I had no idea what my income had brought me. I wasn’t saving for retirement, I didn’t have a freedom fund, and I still had student loans! Where was all the money I had ever made? Was I spending based on my values?
This prompted me to start tracking every single purchase. I wanted to know exactly where my money was going. I wanted to start building wealth, but in order to start, I needed to understand my spending trends.
The #MonthlyExpenses segment is an effort to keep myself accountable for my purchases and on track for my savings and debt payoff goals. Continue reading “Work Trip + #NoSpendWeek – November Expenses”
What are your hopes and dreams?
This question always generates an eye-roll from Ari because I ask him and myself it all the time. With all the life goals I have — road trip across the US, pay off student loans, make a movie, move into a Brooklyn apartment with Ari, fully fund my “Freedom To Choose” account, become a CFP, buy a home in the suburbs — it’s been hard to pinpoint where I want to be next month, year or five years.
All these goals require cash but can I save for all of them at the same time? Sureeee, except it will definitely be a while before I reach them. Instead, I need to focus on those that are of most importance. Because let’s be real, my road trip across the US will be more enjoyable if I have a safety net and ZERO debt.
Now that we have entered the last quarter of 2018 I really want to give myself specific timelines for completing my top three goals. Continue reading “State of my goals as we enter Q4”