The True Cost of Living in My Parents’ Basement

yellow
love me some colorful doors

“You’re being so smart. Don’t move out until you have enough for a mortgage!”

“You’re so lucky to have parents’ that live so close.”

“Oh my, I’d have all debts paid off I lived with my parents!”

Well, most of the time I strongly agree with these statements. I mean, let’s be real, moving back in with your parents isn’t so bad when they live in the suburbs of a major metropolitan city, there’s public transportation only a few steps away, and they love and accept you.

But now that summer is officially over and traffic is back to miserable, my commute is getting the best of me. My patience is running out and I have never been more ready to GTFO. Time is money, so why am I okay justifying a two-hour commute for my savings?

Continue reading “The True Cost of Living in My Parents’ Basement”

State of my goals as we enter Q4

What are your hopes and dreams?

This question always generates an eye-roll from Ari because I ask him and myself it all the time. With all the life goals I have —  road trip across the US, pay off student loans, make a movie, move into a Brooklyn apartment with Ari, fully fund my “Freedom To Choose” account, become a CFP, buy a home in the suburbs —  it’s been hard to pinpoint where I want to be next month, year or five years.

All these goals require cash but can I save for all of them at the same time? Sureeee, except it will definitely be a while before I reach them. Instead, I need to focus on those that are of most importance. Because let’s be real, my road trip across the US will be more enjoyable if I have a safety net and ZERO debt.

Now that we have entered the last quarter of 2018 I really want to give myself specific timelines for completing my top three goals. Continue reading “State of my goals as we enter Q4”

Weekend Money Diary #6: Eighth Grade and Dinners Out

I love tracking my expenses in a spreadsheet, but as an avid reader of the money diaries at Refinery29 and The Luxe Strategist, I thought it’d be fun to share my weekend spending in the same storytelling format for my #WeekendMoneyDiary segment.

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Being Face Naked Was Hardest Thing About Plastic Free July

Last month I participated in Plastic Free July (PFJ), an annual challenge to reduce and educate people on plastic’s harmful effects on our environment. While I’m already working to reduce my waste year-round, I have never participated in PFJ or publicly held myself accountable for minimizing my plastic. It wasn’t as easy as I initially thought, I had to say no to some of my food cravings and had to think twice before leaving the house. Though I did not fully refrain from buying plastic, I definitely consumed less than I normally would.

Continue reading “Being Face Naked Was Hardest Thing About Plastic Free July”