With Labor Day behind us, a new school year and season ahead, there is no better time than now to organize your financial life. Resolutions and goals should not be reserved simply for the New Year; we can and should take inventory of how we are doing financially at any point in the year. Personally, September has always felt like a new beginning, a second start – maybe it’s the freshly printed planners or the forever student in me. Whatever the case, you too can use September as a time to reflect on the last nine months and plan ahead into the New Year.
Regardless of whether or not you made financial goals in the beginning of 2019, these tips below will help you stay on track or evaluate where you want to be for 2020. Continue reading “Organizing Your Finances to Finish 2019 on a High Note”
We snagged cheap tickets for Iceland back in April. October is considered low season so it wasn’t a surprise that ticket costs weren’t high. Traveling during this time gave us a greater opportunity to see the Northern Lights, but made me seriously paranoid about hitting bad weather. Continue reading “Trip Summary: Iceland”
In May 2017 it hit me that I had spent the last year and a half in a full-time salaried position, plus 9 years before that working for money. Yet, I had no idea what my income had brought me. I wasn’t saving for retirement, I didn’t have a freedom fund, and I still had student loans! Where was all the money I had ever made? Was I spending based on my values?
This prompted me to start tracking every single purchase. I wanted to know exactly where my money was going. I wanted to start building wealth, but in order to start, I needed to understand my spending trends.
The #MonthlyExpenses segment is an effort to keep myself accountable for my purchases and on track for my savings and debt payoff goals. Continue reading “Work Trip + #NoSpendWeek – November Expenses”
What are your hopes and dreams?
This question always generates an eye-roll from Ari because I ask him and myself it all the time. With all the life goals I have — road trip across the US, pay off student loans, make a movie, move into a Brooklyn apartment with Ari, fully fund my “Freedom To Choose” account, become a CFP, buy a home in the suburbs — it’s been hard to pinpoint where I want to be next month, year or five years.
All these goals require cash but can I save for all of them at the same time? Sureeee, except it will definitely be a while before I reach them. Instead, I need to focus on those that are of most importance. Because let’s be real, my road trip across the US will be more enjoyable if I have a safety net and ZERO debt.
Now that we have entered the last quarter of 2018 I really want to give myself specific timelines for completing my top three goals. Continue reading “State of my goals as we enter Q4”