Tag: financial independence

Trip Summary: Hudson, NY

by danniiromo, posted in Lifestyle, Money Diaries, Travel

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For Ari’s 27th birthday, I decided to plan a trip to the 50th Anniversary of the Woodstock Music Festival in Watkins Glen. I booked a small cabin (no bathroom/bed small) in the woods and was planning on purchasing the tickets later. At the time of writing this, the festival tickets are still unavailable for purchase and the entire festival is in question after losing a major sponsor. Anyway, I knew this birthday gift was more for me than for Ari, considering he is not a festival person. I did it regardless, because who doesn’t want to be part of Woodstock’s revival? Ari. Ari doesn’t want to. Surely enough, he was not thrilled about this gift. Continue reading “Trip Summary: Hudson, NY” →

When Money Isn’t the Problem: Moving Out Edition

by danniiromo, posted in Lifestyle

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Before we started the apartment hunting process, I was warned by many people that this would be a costly endeavor. Sure, I can handle the financial aspects of the move, I mean I have been saving for this, right? What no one told me was that there was an emotional component to it. One that could affect my mental health.

Continue reading “When Money Isn’t the Problem: Moving Out Edition” →

The True Cost of Living in My Parents’ Basement

by danniiromo, posted in Lifestyle, Monthly Expenses, Personal Finance
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love me some colorful doors

“You’re being so smart. Don’t move out until you have enough for a mortgage!”

“You’re so lucky to have parents’ that live so close.”

“Oh my, I’d have all debts paid off I lived with my parents!”

Well, most of the time I strongly agree with these statements. I mean, let’s be real, moving back in with your parents isn’t so bad when they live in the suburbs of a major metropolitan city, there’s public transportation only a few steps away, and they love and accept you.

But now that summer is officially over and traffic is back to miserable, my commute is getting the best of me. My patience is running out and I have never been more ready to GTFO. Time is money, so why am I okay justifying a two-hour commute for my savings?

Continue reading “The True Cost of Living in My Parents’ Basement” →

State of my goals as we enter Q4

by danniiromo, posted in Lifestyle, Personal Finance

What are your hopes and dreams?

This question always generates an eye-roll from Ari because I ask him and myself it all the time. With all the life goals I have —  road trip across the US, pay off student loans, make a movie, move into a Brooklyn apartment with Ari, fully fund my “Freedom To Choose” account, become a CFP, buy a home in the suburbs —  it’s been hard to pinpoint where I want to be next month, year or five years.

All these goals require cash but can I save for all of them at the same time? Sureeee, except it will definitely be a while before I reach them. Instead, I need to focus on those that are of most importance. Because let’s be real, my road trip across the US will be more enjoyable if I have a safety net and ZERO debt.

Now that we have entered the last quarter of 2018 I really want to give myself specific timelines for completing my top three goals. Continue reading “State of my goals as we enter Q4” →