Before we started the apartment hunting process, I was warned by many people that this would be a costly endeavor. Sure, I can handle the financial aspects of the move, I mean I have been saving for this, right? What no one told me was that there was an emotional component to it. One that could affect my mental health.
Continue reading “When Money Isn’t the Problem: Moving Out Edition”
2018 was the year I took my money goals seriously – they shifted a bit but it in they end I made huge financial strides.
It was the first full year of tracking my expenses – something I started in mid-2017 – so it’ll provide major insights for every year moving forward.
This year I spent $16,361.93, funded my emergency fund with $10,000, and paid $11,017.18 towards my student loans.
Below is a breakdown of how much I spent for every category.
Continue reading “Year in Review: 2018 Expenses”
We snagged cheap tickets for Iceland back in April. October is considered low season so it wasn’t a surprise that ticket costs weren’t high. Traveling during this time gave us a greater opportunity to see the Northern Lights, but made me seriously paranoid about hitting bad weather. Continue reading “Trip Summary: Iceland”
In May 2017 it hit me that I had spent the last year and a half in a full-time salaried position, plus 9 years before that working for money. Yet, I had no idea what my income had brought me. I wasn’t saving for retirement, I didn’t have a freedom fund, and I still had student loans! Where was all the money I had ever made? Was I spending based on my values?
This prompted me to start tracking every single purchase. I wanted to know exactly where my money was going. I wanted to start building wealth, but in order to start, I needed to understand my spending trends.
The #MonthlyExpenses segment is an effort to keep myself accountable for my purchases and on track for my savings and debt payoff goals. Continue reading “Work Trip + #NoSpendWeek – November Expenses”