When Money Isn’t the Problem: Moving Out Edition

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Before we started the apartment hunting process, I was warned by many people that this would be a costly endeavor. Sure, I can handle the financial aspects of the move, I mean I have been saving for this, right? What no one told me was that there was an emotional component to it. One that could affect my mental health.

Continue reading “When Money Isn’t the Problem: Moving Out Edition”

Year in Review: 2018 Expenses

2018 was the year I took my money goals seriously – they shifted a bit but it in they end I made huge financial strides.

It was the first full year of tracking my expenses – something I started in mid-2017 – so it’ll provide major insights for every year moving forward.

This year I spent $16,361.93, funded my emergency fund with $10,000, and paid $11,017.18 towards my student loans.

Below is a breakdown of how much I spent for every category.

Continue reading “Year in Review: 2018 Expenses”

Merry Chrismukkah – Holiday Expenses

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The holidays can be a stressful time of year. From buying gifts at crowded malls with angry parking lot drivers to visiting extended family / your significant other’s family. From sweating in the kitchen preparing your signature dessert to feeling the pressure to give good gifts because you have a well-paying full-time job.

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Work Trip + #NoSpendWeek – November Expenses

In May 2017 it hit me that I had spent the last year and a half in a full-time salaried position, plus 9 years before that working for money. Yet, I had no idea what my income had brought me. I wasn’t saving for retirement, I didn’t have a freedom fund, and I still had student loans! Where was all the money I had ever made? Was I spending based on my values?

This prompted me to start tracking every single purchase. I wanted to know exactly where my money was going. I wanted to start building wealth, but in order to start, I needed to understand my spending trends.

The #MonthlyExpenses segment is an effort to keep myself accountable for my purchases and on track for my savings and debt payoff goals. Continue reading “Work Trip + #NoSpendWeek – November Expenses”